As with many sectors, the current and ongoing impact of Covid-19 prompted the Government to make a number of changes to ensure that both landlords and tenants are able to contend with these challenging circumstances.

Eviction
In normal circumstances, landlords can regain possession of their property in two months using Section 21 Form 6a. However, notices served from 26^th March 2020 to 28^th August 2020 will require landlords to give tenants three months’ notice and any notice served as of 29^th August 2020 must give 6 months’ notice. This law is currently set to remain in place until 30^th September 2020, but this is subject to review.

Mortgage Payment Holiday

Mortgage lenders have currently agreed to provide up to three months of payment ‘holiday’, however this is not automatic and must be applied for. As of 2^nd June 2020, the FCA confirmed that this three month holiday can be extended, and that the deadline for new applications now closes on 31^st October 2020.

Rents and Arrears

Unfortunately, some people will inevitably be left in a difficult financial situation due to the current global situation. Tenants are, however, still required to fulfil their legal obligations, including to pay rent. Should this not be possible, tenants should contact their landlords as soon as possible to discuss an appropriate plan, such as paying off any arrears at a later date, or paying a reduced rent in the meantime.

Landlords’ Legal Obligations

Landlords must still ensure that all essential repairs are carried out on their tenanted properties. Of course, any person carrying out work should observe Government guidance regarding safe working practices.

Letting Your Property

Here at Armitstead Barnett, our dedicated lettings team is well equipped to deal with the ever-changing situation with which landlords are currently faced. If you are considering letting your property or require management services, please feel free to get in touch with Gemma Worthington or Cathy Fish, Lettings Coordinators at our Garstang Office, on 01995 603 180.